Senior Life Settlements - Return is Guaranteed.

A New Asset Class: Senior Life Settlement Contracts:

which is the purchase of a life insurance policy from a terminally ill person or elderly person at a discount from face value, but for the benefit of the policy holder.

Eligible policies: US Citzens and Life Insurance Company which is A rated or better on a limited life expectancy and are non contestable (hence US plans rather than in the UK)

Face Value = $ 1,000,000 death benefit


Premiums = $ 180,000
Finders Fee = $ 50,000
Distribution Costs = $ 90,000
Costs and Profits = $ 75,000
Settlement Account = $220,400

Total = $615,400

Gain is $1,000,000 minus the $615400 = 384,000 = 61% profit.


The holder of the policy receives $220,000
as opposed to the cash value of $ 43,000

and therefore by selling they gain an extra $177,400

For a 60 month (5 yr) life expectancy plus 1 additional year premium reserve included as part of the investment.

Something really difference that has great returns and is available for a minimum deposit of £30K. There has been alot of interest in this product.